An off-kilter truck-to-income ratio
Dear Dave, I have about $36,000 in debt, not including my house. Of that amount, $30,000 is a truck that’s worth about what I owe on it, and the other $6,000 is student loan debt.…
The problem is you, dear reader
Dear Dave, How do you feel about taking money out of savings to pay off credit cards? Peggy Dear Peggy, I’m OK with this under two conditions. One is that you cut up the credit…
How big an emergency fund needed for couple working at same company?
Larger emergency fund? Dear Dave, My wife and I are following your plan, and we just paid off all our debt except for the house. Since we work for the same company, do you think…
The generous, but impulsive, wife
Dear Dave, My wife and I are not on the same page when it comes to money and our two teenage daughters. I think they should be learning the value of work and money, but…
Obligated to help financially irresponsible parents?
A burden to help? Dear Dave, Do you believe the adult child of a senior citizen, who is physically and mentally healthy but has neglected to plan for retirement, should be burdened with providing financial…