Stagnant wages? Blame stagnant butts
Dear Dave, I can’t decide what to do about my car. I owe $8,000 on it, and I have the cash to pay it off with plenty left over. One of my co-workers said...
Tagged: finance
Should spending money be included in a budget?
Spending money in the budget? Dear Dave, We are debt-free except for our home, and we have six months of expenses set aside in our emergency fund. Every time we do our monthly budget,...
Mortgage disability insurance?
Dear Dave, If someone is following your plan, is it a good idea to get mortgage disability insurance during Baby Step 2? Craig Dear Craig, No, it is not. Mortgage disability insurance is a...
Flipping houses: Tougher than it looks
Dear Dave, I follow your advice and live on a budget, but it’s really hard to save up for a down payment on a house because property is so expensive here in New York....
