Refinance house to eliminate PMI?
Dear Dave, I recently started following your plan, and I’ve looked into refinancing the home I bought five years ago to free up more money to put toward paying off debt. My interest rate is…
Combine finances in marriage?
Dear Dave, Should my husband and I combine our finances? Jenny Dear Jenny, If you want a quality marriage, the answer is yes. If you want a high probability of building wealth, the answer is…
Should engaged couple pool their money?
Dear Dave, My fiancé and I just started your class, but we’re having trouble getting our beginner emergency fund together. We both work full-time, and I make $59,000 a year while he has worked in…
An emergency fund for comfortable retirees?
Dear Dave, I’ll be retiring in the next couple of years. When I leave my job, we will have a yearly income of $65,000 through my pension. I don’t think we need an emergency fund…
3 steps away from home ownership
Dear Dave, My husband and I are debt-free, and we have an emergency fund of six months of expenses saved. We’d like to buy a home in the $250,000 to $275,000 price range in the…