Spending money in the budget? Dear Dave, We are debt-free except for our home, and we have six months of expenses set aside in our emergency fund. Every time we […]
Dear Dave, If someone is following your plan, is it a good idea to get mortgage disability insurance during Baby Step 2? Craig Dear Craig, No, it is not. Mortgage […]
Dear Dave, I follow your advice and live on a budget, but it’s really hard to save up for a down payment on a house because property is so expensive […]
Dear Dave, My husband started his own one-man, small business as a handyman a little less than a year ago. He has netted $17,000 in that time, but the business […]
Dear Dave, I’m stuck in a dead-end job, and I only have a high school diploma. I’ve never minded long hours and hard work, but I’ve begun to realize I […]