Author: Dave Ramsey


‘Budget billing’ for utilities?

Dear Dave, I’m just starting my debt-free journey and trying to lay out a budget. What are your thoughts on budget billing for utilities? Ryan Dear Ryan, I think it’s wonderful! There’s absolutely nothing...


Work-home ‘balance’ is a myth

Dear Dave, As a business owner, how do you find a life balance between work and home? I have my own small business, and sometimes I feel like I’m putting in too much time...

Preparing step-daughter for the real world

Dear Dave, I’m getting married this summer and about become a stepfather, but my fiancee’s daughter from a previous marriage seems very irresponsible. She’s 20 and lives at home, has trouble holding a job,...

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