Dear Dave, When it comes to buying life insurance, should the coverage amount be based solely on current earnings? I have good reason to believe my income is going to increase significantly soon. Wesley Dear… 

Dear Dave, What is your opinion on micro-investing apps like Acorns and Betterment? Are these good vehicles for building wealth in the long term, and are there any major drawbacks to these types of services?… 

Cash gifts Dear Dave, I had about $12,000 in debt when my husband and I got married three years ago. Since that time, we’ve been given cash gifts from my parents from time to time,… 

Dear Dave, My wife is so charged up after reading your books, and now she is determined to get us out of debt. I know this is good idea, but I just don’t have the… 

Dear Dave, I’ve never hidden debt from my husband, but I do hide money from him on occasion. I don’t hide it for my personal use, but I have been setting money aside for emergencies…